We know that insurance in general can be confusing and that you may have questions. Therefore, we’ve provided answers to some of those questions right here. Of course, if there’s anything else you’d like to know, please feel free to call our office. The staff will be glad to help.

What is an In-Network Dentist?

As an in-network provider with Delta Dental, our dentists have negotiated an established fee for covered services. So the treatment you receive is provided at a reduced rate. You can, of course, see a dentist that is not in your network, but chances are you will have to pay more for treatment.

How does insurance work?

The system is similar to your medical coverage. You or your employer pays a certain amount of money each month. This is called the premium. For this payment, Delta Dental partially or fully covers specific dental treatments.

What does my dental insurance cover?

Preventive dentistry is almost always covered by most dental plans. So your family’s twice-yearly dental checkups, cleanings, and annual x-rays are covered.

Delta Dental offers three different benefits plans, including:

• Delta Dental PPO
• Delta Dental Premier
• DeltaCare USA

Depending on your plan, some restorative dentistry services may also be included in your coverage. To find out more about your Delta Dental insurance plan, you can call the provider or speak with someone in human resources if you are covered through your employer. Our staff is also quite familiar with all of Delta Dental’s plans, so we can help you, too.

Will I have a deductible?

Yes. This is the amount of money you must pay out of pocket annually before Delta Dental begins to cover your dental care.

What do I have to pay beyond the deductible?

You’ll have a coinsurance charge, which is also called a copayment. This is the portion of your dental care that is your responsibility at the time of service. We’ll be happy to let you know what your copayment is for any covered treatment before your appointment.