As you prepare for the holidays by finding the perfect gifts and planning family dinners, is an appointment with your dentist in Clarksville on your to-do list? If you are like most Americans, probably not. Although it is likely the last thing on your mind, now is the perfect time to schedule an appointment. As the end of the year approaches, your dental benefits are about to expire. If you do not use them before December 31st, you will miss the opportunity to get a healthy smile for affordable rates.
Maximize Your Dental Benefits
In addition to brushing and flossing your teeth at home, the American Dental Association (ADA) recommends you visit your dentist twice a year to maintain a healthy smile. Routine appointments help to prevent oral health issues from developing in the first place, reducing the need for costly treatments in the future. In fact, every $1 spent on preventive dentistry can save you $8 to $50 on restorative or emergency services.
Despite the recommendation of the ADA, one-third of adults did not see their dentist in the past year. As a result, less than 3% of adults meet or exceed their annual dental coverage. If you are among those who have not maximized the value of your policy, you are going to lose your benefits, placing your smile at risk of complications.
Don’t Lose Your Benefits
Dental insurance is designed to prevent oral health problems from occurring, which is why most insurance plans cover routine appointments 100% by paying your monthly premiums. After paying your yearly deductible, you will enjoy added savings opportunities.
To quickly treat any complication that may arise, your policy may cover 50% to 80% of the cost of restorative treatments. On average, you are given an annual allowance of $1,000 to $1,500 per individual to treat issues that impact your oral health.
Unfortunately, at the end of the year, your benefits expire. Your annual allowance will not carry over into the new year. You will also lose the money you have paid in premiums and deductibles because the funds are not reimbursed.
If you do not use your remaining coverage now, you will have wasted thousands of dollars that could have been spent on achieving a healthy smile. Not to mention, insurance rate increases often occur after the 1st of the year, so you could end up paying more for the same coverage.
Get a Healthy Smile Today
While your schedule may be busy, take the time to visit your dentist. They will help you maximize the value of your policy to reduce the amount you must pay out-of-pocket.
About Arkansas River Valley Dentistry
Arkansas River Valley Dentistry provides exceptional care from a modern practice. We strive to ensure all your needs are met from one location to help you achieve a healthy smile. As an in-network dentist, we work with the leading insurance carriers to keep our services within your budget. If you need an appointment before the year ends, contact our office today.