If you’ve paid your dental insurance premiums every month, you have benefits waiting for you, and now is the time to take advantage of your 2017 benefits before it’s too late. If you have questions about your benefit plan, now is the time to talk to your dentist and take advantage of this year’s premiums. Keep reading to learn how your dentist can help you take advantage of your dental insurance coverage before your plan rolls over for the 2018 year.
Prevent More Advanced Oral Health Concerns
The most important way to make the most of your dental insurance is to visit the dentist two times each year. Preventive dental checkups and professional teeth cleanings are typically completely covered by insurance plans. In addition to receiving the greatest amount of insurance coverage, preventive dentistry is also the best way to keep your smile healthy and avoid the need for more advanced dental care that will not receive as much insurance coverage.
Take Advantage of This Year’s Fees
Every plan year, your treatment costs, premiums, and coverage will change. If you need a procedure, especially one that is more advanced, take advantage of this year’s fees and avoid any raises in the cost of treatments and your plan premiums in 2018.
Understand Your Plan
Any insurance plan comes with some jargon you’ll need to understand, so you can maximize your coverage. Some of the basics include:
- Plan maximums – the largest amount your insurance will pay in any one plan year. Maximums vary between plans, but the average dental insurance maximums are about $1000.
- Deductibles – the amount you will need to pay out of pocket for treatment before the dental insurance coverage kicks in.
- Premiums – the amount you and/or your employer will need to pay each month for your dental insurance coverage.
- Co-pays – the basic amount you will need to remit at the time of treatment as outlined by your dental insurance plan, but you may be responsible for additional out of pocket costs.
Meet the Arkansas River Valley Dentistry Team
At Arkansas River Valley Dentistry, our team has years of experience processing and filing dental insurance claims to maximize your plan benefits. If you ever have questions, one of our team members would be happy to help. Please call our Clarksville dentistry practice to learn more about maximizing your dental insurance coverage or schedule your second annual dental checkup before the end of your plan year. If you’re interested in learning more about the services and patient experience at Arkansas River Valley Dentistry.